Summer is finally here, but before you head to the beach, make sure you’re armed with the right sunscreen and information about what will protect you in the sun, safely. This year, there’s plenty of new information to help you understand the sunscreens that are right for you, offering good protection, but free of ingredients with serious safety concerns.

Here’s what you need to know:

  1. Look for Mineral Sunscreens with Zinc or Titanium

They don’t penetrate the skin, but they offer stable and lasting UV protection.  According to the Environmental Working Group (EWG), one third of the sunscreens at the store may be toxic or don’t work well enough to protect you.

  1. Consult the EWG List

The EWG produces a comprehensive guide to sun safety and a safety review of sunscreens to help inform your purchase.  You’ll see a few familiar names that tested well, including Alba Botanicals, Aubrey Organics, and Burt’s Bees. Keep your eyes peeled for their 2015 guide, which should be published soon (the 2015 guide is here).

  1. Take Advantage of the Sunscreen Innovation Act

Last year, the Sunscreen Innovation Act was passed, ordering the FDA to do something about their backlog of unapproved sunscreen ingredients. Specifically, eight ingredients used widely in parts of Europe and Asia will be addressed this year, representing a big improvement on the sunscreen we have in the U.S. Keep your eyes peeled for new products to hit the shelf this year. Melanoma is the most commonly diagnosed cancer in America; in fact, the boom in melanoma is part of the reason the Sunscreen Innovation Act was passed.

  1. Use Your FSA to Buy Sunscreen

If you have a Flexible Spending Account through your employer, you can use funds from it to pay for sunscreen. Websites like FSAstore.com sell items that can be bought with FSA dollars. Amazon and Drugstore.com also have FSA departments where you can find qualifying sunscreens. If you’d rather not use your FSA now, remember that the not all the money in that account rolls over, and stocking up on sunscreen is a great way to spend down your FSA at year’s end.

From new ways to pay for sunscreen to entirely new and improved products, 2015 brings new possibilities to get educated on what’s safe, so you can enjoy your best summer ever.